What are cookies?
Cookies are pieces of data created when you visit a website, and contain a unique, identification number. Some cookies are stored in the cookie directory of your hard drive, and do not expire at the end of your session. Cookies do not contain any personal information about you and cannot be used to identify an individual user.
Cookies have a lifetime. Many only last until you close your browser or for a short time. These are called 'session cookies'. Some last far longer though, for example, to enable a website to recognise you when you return to them. These are called 'persistent cookies'. Where possible, we'll let you know how long these cookies last for.
Cookies set directly by a website owner (like us) are generally known as 'first party cookies'. Many (if not most) modern websites also use bits of hidden technology provided by other parties. Online advertising is a particularly common example. These other parties may also set cookies when you use our website. If they do so, their cookies are generally known as 'third party cookies'.
There are some other computer technologies which are technically different to cookies but are used to perform very similar jobs and function in a very similar way. For example, 'locally stored objects'(or 'flash cookies') are used to power some online video content, and 'web bugs'(or 'web beacons') are used for many of the same purposes as cookies. When we provide services to you through our website, we want to make them easy to use, useful and reliable. Cookies are used to improve services for you through, for example:
- enabling a service to recognise your device so you don't have to give the same information several times during one task;
- recognising that you may already have given a username and password so you don’t need to do it for every web page requested; and
- measuring how many people are using services, so they can be made easier to use and there is enough capacity to ensure they are fast.
We have set out brief details of the cookies we use below, together with an overview of why we use them:
First party cookies - These are cookies we set.
|Essential Session||PHPSESSID||These cookies enable us to identify a visitors current browsing session and allows our website to function as intended.||N/A|
|Essential Persistent||_utma||These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website. The cookies collect information in an anonymous form, including the number of visitors to our website, where visitors have come to our website from and the pages they visited. The information collected by the cookie may be stored outside the European Economic Area including but not limited to in the United States of America.||2 years|
|Non Essential Persistent||utmv||These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website. The cookies collect information in an anonymous form, including the number of visitors to our website, where visitors have come to our website from and the pages they visited. The information collected by the cookie may be stored outside the European Economic Area including but not limited to in the United States of America.||6 months|
|Non Essential Persistent||utmz||These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website. The cookies collect information in an anonymous form, including the number of visitors to our website, where visitors have come to our website from and the pages they visited. The information collected by the cookie may be stored outside the European Economic Area including but not limited to in the United States of America.||6 months|
|Non Essential Persistent||utmc||30 minutes|
|Non Essential Session||utmb||N/A|
|Non Essential Session||homepage_filter_selection||To save the customers filter selection on our homepage.||N/A|
|Non Essential Persistent||web-channel||To track the channel the customer has visited the website from.||N/A|
|Non Essential Persistent||web-keyword||To track the keyword the customer has clicked to visit the website.||N/A|
|Non Essential Persistent||web-source||To track the source the customer has visited the website from.||N/A|
We regularly review the cookies we use and which our suppliers use to keep them to the minimum we think we need. In doing so, we aim to respect your right to privacy in your online life, which is very important to us, but also ensure you have a good browsing experience and ensure we have enough of the right kind of information to improve our website and the services which we offer.
We use the following third party cookies:
|Non Essential Persistent||_qubitTracker||These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website.||12 months|
|Non Essential Session||_qubitTracker_s||These cookies provide visitor statistics.||N/A|
|Non Essential Persistent||_qst(_s)||These cookies provide visitor statistics.||12 months|
|Non Essential Session||bc-visit-id_, bcvm_vrid, bc_pv_end_, bcvm_vi, bc-visitor-id, bc-visit-id||These cookies allow us to operate our online chat facility. They allow you to chat directly to an advisor and ask questions /resolve issues.||N/A|
|Non Essential Persistent||Doubleclick_drt_, id, rsi_segs, _gads||These cookies allow us to display advertisements on our website as well as target the behaviour of visitors in order to view what sections of our website users are browsing in order to judge the type of adverts you might like to see.||2 years|
|Non Essential Persistent||Criteo||These cookies allow us to track whether or not you complete the application form and go on to purchase a financial product. Where visitors fail to make a purchase the cookie is used to remarket our services on other websites that allow remarketing using banners / skyscrapers.||60 days|
|Non Essential Persistent||Bing||These cookies track visitors from Bing/Yahoo and whether they have converted or not in a 30 day window.||30 days|
|Non Essential Persistent||Facebook PPC||These cookies allow us to monitor the success of our Facebook campaigns over a 30 day window.||30 days|
|Non Essential Persistent||_stid,_uset,_unam||These cookies allow you to share our content on your favourite social media.||2 years|
|Non Essential Persistent||NID||This cookie is placed by Google to enable visitor’s use of Google Maps.||184 days|
|Non Essential Persistent||PREF||This cookie is placed by Google to enable visitor’s use of Google Maps.||730 days|
During your visit to our website you may notice some cookies that are not related to our website. This happens when you visit a page with content embedded from a third party or use some of the links to social networking websites (e.g. FaceBook). We love it when you share information through a social media network but when you do so, please be aware that, these websites may place cookies on your device. We do not control how a third party uses their cookies. You should check these third party websites’ privacy policies for more information about their cookies if you are concerned about this.
Google Analytics Demographics and Interest Reporting
Car Loan 4U uses Google Analytics's 1st party cookies with DoubleClick’s 3rd party cookies together to provide additional information on demographics and interests in our Google Analytics reporting.
How can you manage cookies?
Please look out for these notices in future when you are using our website.