• Car Loan 4U
• Refused Car Credit

Refused Car Credit

Have you been refused car credit?
If a number of financial services providers have turned down your requests for car credit, you may be left feeling as if you will never be able to get the finance you need to buy a new set of wheels.

But do not worry, as even if you've been refused car credit in the past Car Loan 4U can help.

We specialise in providing finance deals to people who have previously been refused car credit and as we aim to offer drivers - whatever their circumstances - with car loans, so you may be able to get the loan you need to buy the vehicle of your dreams!

I've been refused car credit before - how can Car Loan 4U help me?
Unlike other car finance companies, we do not view credit problems as a bad thing. So even if you have been refused car credit, you may be able to get a deal from us.

We endeavour to provide competitive car finance deals to all our customers, regardless of their background, so the refused car credit problems you may have been experiencing could evaporate when you apply with us.

Even if you have upcoming county court judgements, a poor credit rating or are in mortgage arrears, it may not be a barrier to getting a car loan from us.

We aim to provide you with a quick decision on your car loan application and as around 90 per cent of our customers are approved for credit, you may find you can get a car finance deal from us, when other companies have refused car credit requests.

From here, your personal car loan advisor will give you a credit limit and unlike other guaranteed car finance providers, once you have been approved for a loan you are free to spend your money on whatever car you like from any UK dealership.

Refused car credit problems are not an issue at Car Loan 4U

Should you be successful in your application, a personal car loan advisor will notify you of your credit limit.

From here, you are free to purchase any car you like, as long as it is from a UK dealership. Just because you have been refused car credit in the past will not limit the type of vehicle you are able to buy when you come to Car Loan 4U.

We have helped our customers buy everything from Ferraris to Minis and you can borrow up to £50,000, even if you have been refused car credit in the past.

Our focus is providing the right car finance deal for you at an affordable price which is why interest on our car loans starts from 7.9 per cent APR.

While your repayments will depend on many different factors - including the overall amount borrowed and the length of your loan - you can get an idea of how much it will cost by using our car loan calculator. And unlike companies which may have refused car credit in the past, you do not have to put down a deposit on your loan.

Even if you have been refused car credit before, you may get a good deal by coming to us.

Come to Car Loan 4U for car credit, whatever your circumstances

Do not let being refused car credit be a barrier to coming to Car Loan 4U. Whatever your circumstances, we are dedicated to providing affordable car finance.

We are part of the Consumer Credit Trade Association, so you can be confident of dealing with a reputable company when coming to us for car credit.

If you have been refused car credit but would like to know how Car Loan 4U can help, please do not hesitate to get in touch. Our friendly team of experts will provide answers to any questions about refused car credit that you may have. And be sure to visit our news and review page for the latest car credit stories.

Car Loan 4U is authorised and regulated by the Financial Services Authority, and licensed by the office of fair trading under the consumer credit act 1974. Licensed Credit Broker. All finance is subject to status and income. Written Quotation on request.

Registered office: Car Loan 4U Ltd, Winterton House, Winterton Way, Macclesfield, Cheshire, SK11 0LP. Registered in the UK. Tel: 0871 220 6007