Mot & Tyre Insurance

Tyre Insurance
 

Summary
    
    Provided the terms and conditions of this insurance are fully complied with Your Insurance will provide cover in the event of:
    
  Accidental Damage
Covers the cost of replacement or repair to Your accidentally damaged Tyre, up to the limit stated on Your Insurance Schedule
  Malicious Damage
Covers the cost of replacement or repair to Your maliciously damaged Tyre up to the limit stated on Your Insurance Schedule. To claim under this section of Your Insurance, You must report the incident to the police, and quote Your crime reference number on Your claim form.   
  Punctures
Covers the cost of repairing Your punctured Tyre up to £50.
  Roadside Assistance
If You need to call out help to assist You in dealing with an incident described above, We will pay up to £30 towards the cost, within the limit stated on Your Schedule.

MOT Insurance

Provided that the terms and conditions are complied with, Your Insurance will contribute to the repair or replacement of the Components listed below where they are shown as failing to meet current MOT standards on a Refusal of Issue an MOT test certificate (VT30) form.
    Car and Van cover (aggregate £250)
    
Lighting and Electrical
Headlights and adjustment,(excluding corroded or damaged adjustments) front end rear side lights, brake lights, rear fog lights, hazard warning lights and controls, direction indicator, lights and controls, front windscreen wiper mechanism (excluding wiper blades), horn and switch, lighting equipment is covered for failure due to discoloration, misalignment, corrosion and water ingress, damage caused by impact, accident or vandalism is not included.
Steering and Suspension
Wheel bearings, steering system (including power assisted steering) transmission shafts (excluding gaiters), front and rear suspension, shock absorbers, track control arms, kingpins, ball joints and wheel alignment.
Braking System
Service brake and hand brake (including failure due to seizure, cracks and leakage), ABS system (the warning light sequence when interrogated). Friction Components – brake shoes, pads, discs and drums are not covered by Your Insurance.
Fuel System
Fuel leakage from tank or pipes (unless caused by accidental or impact damage or corrosion), fuel injection system and ECU are covered for failure to meet MOT exhaust gas emissions standards.
Seating and Security
Operation and security of the seatbelt system and mountings.

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Car Loan 4U is authorised and regulated by the Financial Services Authority, and licensed by the office of fair trading under the consumer credit act 1974. Licensed Credit Broker. All finance is subject to status and income. Written Quotation on request.

Registered office: Car Loan 4U Ltd, Winterton House, Winterton Way, Macclesfield, Cheshire, SK11 0LP. Registered in the UK. Tel: 0871 220 6007