How Car Finance Works

  • 1. Apply for Car Finance

    Apply online by filling in your details, or call a Car Loan 4U advisor now.

    apply now
  • 2. Get Accepted

    Your car loan application will be reviewed by our underwriting team and a decision given within 1 - 12 hours. (90% of customers are accepted)

  • 3. Choose Your Car

    Once you're approved your personal car loan advisor will give you a credit limit. Then choose your car from: 1.) Any UK dealership 2.) Approved Dealers 3.) WebCars4U

  • 4. Drive Away

    Just choose your car and funds will be sent to the dealer. Then it's just a case of driving away or taking collection of your new car. It's that simple!

Why Choose Car Loan 4u for Car Finance?

With over 35,000 existing car finance customers, you don't only get a great deal, you get peace of mind too!

  • High Acceptance Rate
  • No Deposit Required
  • Buy Your Car From Any Dealer
  • Recommended Dealers Throughout the Country
  • Quick Online Lending Decisions
  • Flexible Age Restrictions From 18 - 75
  • Over 50 finance facilities available!
  • Personal Assigned Finance Advisor!
  • Competitve Low Rate Car Finance From 7.9% APR
  • Download Your Documents Online (If applicable)
  • No Fees, Our Service is Completely Free of Charge
  • FSA (Financial Service Authority) Regulated
  • Consumer Credit Licence Registered
  • 95% of our customers would recommend our service to others.
  • Bankruptcy's accepted but please call the office first

Car Loan 4U is authorised and regulated by the Financial Services Authority, and licensed by the office of fair trading under the consumer credit act 1974. Licensed Credit Broker. All finance is subject to status and income. Written Quotation on request.

Registered office: Car Loan 4U Ltd, Winterton House, Winterton Way, Macclesfield, Cheshire, SK11 0LP. Registered in the UK. Tel: 0871 220 6007