About The Finance
Certaintly Not! We don't charge any fees for you to apply. Our service is completley free of charge and always will be.
We will try to process all applications within the hour, although sometimes it can take a little while longer. In most cases we can give you a decision on your
car finance application shortly after you apply.
Usually all we will need is a copy of your driving license and wage slip. Worst case scenario we’ll need to see a copy of your driving license, utility bill and 3 months personal bank statements. However if you’re applying on behalf of a company we’ll also need 3 months business bank statements.
Don’t be. When it comes to finding you the perfect deal, our panel of lenders can offer us some really good rates. Which means we can give you the lowest APRs around, often better than some of the high street lenders.
Yes, we can help you to get negative equity
car finance , just give us a call. We can find the best quote for you from our large selection of lenders.
That all depends on how much you wish to borrow and how long you take to repay it. We’ll tailor your car loan to make sure your repayments suit your budget. We don’t encourage people to borrow more than they can comfortably afford to repay.
For thirty days, although an extension can usually be arranged if buying your car is delayed for any reason.
Your credit limit takes into account a number of things, such as your credit history and income. We find for the majority of our customers we're able to offer the credit limit they request.
Payment is made directly to your chosen car dealer by bank transfer. That way you don't have to get involved in any unnecessary extra work.
Our new ''My Account'' area lets you see how your application is progressing, and gives you access to your documents. You can view or download your paperwork at any time, and it’s all protected by a username and password decided by you, so everything is safe. (Depending on which lender you have been accepted by, this feature may not be available and your documents sent directly to your chosen dealership).
Car Loan 4U is authorised and regulated by the Financial Services Authority, and licensed by the office of fair trading under the consumer credit act 1974. Licensed Credit Broker. All finance is subject to status and income. Written Quotation on request.
Registered office: Car Loan 4U Ltd, Winterton House, Winterton Way, Macclesfield, Cheshire, SK11 0LP.
Registered in the UK. Tel: 0871 220 6007
