Cookie Policy

Car Loan 4U’s website (our website) uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our website.  This policy explains what we mean by “cookies”, the cookies we use on our website, what the cookies do, how long they last for and where you can find out more information about them. 

What are cookies?

Cookies are pieces of data created when you visit a website, and contain a unique, identification number. Some cookies are stored in the cookie directory of your hard drive, and do not expire at the end of your session. Cookies do not contain any personal information about you and cannot be used to identify an individual user.

Cookies have a lifetime. Many only last until you close your browser or for a short time. These are called ‘session cookies’.
Some last far longer though, for example, to enable a website to recognise you when you return to them. These are called ‘persistent cookies‘. Where possible, we’ll let you know how long these cookies last for.

Cookies set directly by a website owner (like us) are generally known as ‘first party cookies’. Many (if not most) modern websites also use bits of hidden technology provided by other parties. Online advertising is a particularly common example. These other parties may also set cookies when you use our website. If they do so, their cookies are generally known as ‘third party cookies’.

There are some other computer technologies which are technically different to cookies but are used to perform very similar jobs and function in a very similar way. For example, ‘locally stored objects’ (or ‘flash cookies’) are used to power some online video content, and ‘web bugs’ (or ‘web beacons’) are used for many of the same purposes as cookies.
When we provide services to you through our website, we want to make them easy to use, useful and reliable. Cookies are used to improve services for you through, for example:

Now that we have explained what cookies are, please read ‘Our use of cookies’ to understand why we use them.

Our use of cookies

We have set out brief details of the cookies we use below, together with an overview of why we use them:

First party cookies - These are cookies we set.

Cookie Type Cookie Purpose How long does cookie last for? (only if persistent) More information
Essential session PHPSESSID These cookies enable us to identify a visitors current browsing session and allows our website to function as intended. We use the session to save each step in the application process as well as remembering a visitor once they are logged in so that they can move from page to page without having to continuously log in. Non applicable If this cookie is not set, you will be unable to log in to your online account area to monitor applications.

We regularly review the cookies we use and which our suppliers use to keep them to the minimum we think we need. In doing so, we aim to respect your right to privacy in your online life, which is very important to us, but also ensure you have a good browsing experience and ensure we have enough of the right kind of information to improve our website and the services which we offer.

Third party cookies – These are cookies which are set by other people
Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

We use the following third party cookies:

Cookie Type Cookie Purpose How long does it last for? (only if persistent) More information
Essential Persistent _utma These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website. The cookies collect information in an anonymous form, including the number of visitors to our website, where visitors have come to our website from and the pages they visited. The information collected by the cookie may be stored outside the European Economic Area including but not limited to in the United States of America.   2 years www.google.com/intl/en/analytics/privacyoverview.html
Please see www.google.com/intl/en/privacy/privacy-policy.html for how Google use your information.
If this cookie is not placed there will be no usage statistics.
Non Essential Persistent utmv These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website. The cookies collect information in an anonymous form, including the number of visitors to our website, where visitors have come to our website from and the pages they visited. The information collected by the cookie may be stored outside the European Economic Area including but not limited to in the United States of America.   6 months www.google.com/intl/en/analytics/privacyoverview.html
Please see www.google.com/intl/en/privacy/privacy-policy.html for how Google use your information.
If this cookie is not placed there will be no usage statistics.
Non Essential Persistent utmz These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website. The cookies collect information in an anonymous form, including the number of visitors to our website, where visitors have come to our website from and the pages they visited. The information collected by the cookie may be stored outside the European Economic Area including but not limited to in the United States of America.   6 months www.google.com/intl/en/analytics/privacyoverview.html
Please see www.google.com/intl/en/privacy/privacy-policy.html for how Google use your information.
If this cookie is not placed there will be no usage statistics.
Non Essential Persistent utmc These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website. The cookies collect information in an anonymous form, including the number of visitors to our website, where visitors have come to our website from and the pages they visited. The information collected by the cookie may be stored outside the European Economic Area including but not limited to in the United States of America.   30 minutes www.google.com/intl/en/analytics/privacyoverview.html
Please see www.google.com/intl/en/privacy/privacy-policy.html for how Google use your information.
If this cookie is not placed there will be no usage statistics.
Non Essential Session utmb These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website. The cookies collect information in an anonymous form, including the number of visitors to our website, where visitors have come to our website from and the pages they visited. The information collected by the cookie may be stored outside the European Economic Area including but not limited to in the United States of America.   Non applicable www.google.com/intl/en/analytics/privacyoverview.html
Please see www.google.com/intl/en/privacy/privacy-policy.html for how Google use your information.
If this cookie is not placed there will be no usage statistics.
Non Essential Persistent _qubitTracker These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve our website. 12 months
Non Essential Session _qubitTracker_s These cookies provide visitor statistics. Non applicable
Non Essential Persistent _qst(_s) These cookies provide visitor statistics. 12 months
Non Essential Session bc-visit-id_
bcvm_vrid
bc_pv_end_
bcvm_vi
bc-visitor-id
bc-visit-id
These cookies allow us to operate our online chat facility.  They allow you to chat directly to an advisor and ask questions /resolve issues.  Non applicable
Non Essential Persistent Doubleclick_drt_
id
rsi_segs
_gads
These cookies allow us  to display advertisements on our website as well as target the behaviour of visitors in order to view what sections of our website users are browsing in order to judge the type of adverts you might like to see.   2 years
Non Essential Persistent AppNexus These cookies allow us to track whether or not you complete the application form and go on to purchase a financial product.  Where visitors fail to make a purchase the cookie is used to remarket our services on other websites that allow remarketing using banners / skyscrapers. . 12 months
Non Essential Persistent Criteo These cookies allow us to track whether or not you complete the application form and go on to purchase a financial product.  Where visitors fail to make a purchase the cookie is used to remarket our services on other websites that allow remarketing using banners / skyscrapers. .  60 days
Non Essential Persistent Bing These cookies track visitors from Bing/Yahoo and whether they have converted or not in a 30 day window.   30 days
Non Essential Persistent Facebook PPC These cookies allow us to monitor the success of our Facebook campaigns over a 30 day window. 30 days
Non Essential Persistent _stid,_uset,_unam These cookies allow you to share our content on your favourite social media.  2 years
Non Essential Persistent NID This cookie is placed by Google to enable visitor’s use of Google Maps. 184 days
Non Essential Persistent PREF This cookie is placed by Google to enable visitor’s use of Google Maps. 730 days

During your visit to our website you may notice some cookies that are not related to our website. This happens when you visit a page with content embedded from a third party or use some of the links to social networking websites (e.g. Face Book). We love it when you share information through a social media network but when you do so, please be aware that, these websites may place cookies on your device. We do not control how a third party uses their cookies. You should check these third party websites’ privacy policies for more information about their cookies if you are concerned about this.

How can you manage cookies?

In case you do not agree with our Cookie Policy, we have provided the following details of how you can manage cookies yourself. By following the instructions below, you can tailor how your web browser behaves and to ensure only cookies and similar technologies with which you are happy are loaded on to your device.

Although your browser may be set up to allow the creation of cookies, you can specify that you be prompted before a website puts a cookie on your hard disk, so that you can decide whether to allow or disallow the cookie. Alternatively, you can set your computer not to accept any cookie. If you choose not to accept the essential cookies listed in the table above our website will not work properly. If you choose not to accept the non-essential cookies listed in the table above, you will not be able to access certain features of our website, your browsing experience will change and become less interactive and less personal to you. Our website is designed to use cookies, so it may be affected by some or all of these issues, as well as others not listed here.

Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you visit our website. 

Updates to this Cookie Policy

We review our use of cookies and similar technologies regularly.
In doing so, we may change the cookies and other technologies we use, and how we use them.

As a result, we will need to change this Cookie Policy from time to time to keep it accurate and up to date.

If we change this Cookie Policy, we will tell you when you next visit our website, and give you a link to our revised policy. That way you can check to see if you are happy with our new arrangements and adjust your browser settings if you want to, before proceeding any further.

Please look out for these notices in future when you are using our website.

Contact us

If you want any further information about our approach to cookies and similar technologies, our website in general or have any other privacy questions relating to us, we’d be happy to help you. Please write to us by email to info@carloan4u.co.uk or by post to Car Loan 4U Ltd, Winterton House, Winterton Way, Macclesfield, Cheshire, United Kingdom, SK11 0LP..
For more information on privacy and data protection please also view our Privacy Policy and Terms of Use pages.

Thank you for taking the time to visit our website and read about our use of cookies and similar technologies.