Cookie Policy

What are cookies? 

Cookies are small files which are stored on a user's computer and contain data specific to that user and website which can be accessed via the web server or the user's computer. This means the server can provide a web page which is bespoke to the user or can carry information across from one visit to the website to subsequent visits. Cookies can also be used to identify you every time you revisit a website. 

What types of cookies are used? 

Here's a list of the main types of cookies Car Loan 4U use, and what we use them for.  We’ve described them using the categories recommended by the International Chamber of Commerce in the ICC UK Cookie Guide. 

Strictly Necessary Cookies: These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. Without these cookies services you have asked for, like online applications, cannot be provided. Because these cookies are strictly necessary we do not need to ask for your consent to use them.

Performance Cookies: These cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. Some of these are analytics cookies, set using third party web analytics software, which allow us to understand more about how our website is used. For example, like many companies we use Google Analytics to help us monitor our website traffic. These cookies don’t collect information that identifies a visitor.  All information these cookies collect is aggregated and therefore anonymous and does not affect your privacy. It is only used to improve how a website works. We might also use these cookies to highlight Pearson products or services which we think will be of interest to you based on your use of our websites. 

Functionality Cookies: These cookies allow the website to remember choices you make (such as your application number) and provide enhanced, more personal features. They may also be used to provide services you have asked for such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites. 

Targeting or advertising cookies: These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation.

By using Car Loan 4U’s website you agree we may place these types of cookies on your device. 

How we use cookies

Below is a list of cookies used on the Car Loan 4U website and the reason they are used.

Item Purpose More information
DoubleClick
_drt_, id, rsi_segs, __gads		 This cookie is used to serve advertising,  deliver and report on ads served on the  website. The cookie also tracks what advertisments the user has seen and how often.
NID Google tracking and safe browsing cookies. Google’s NID and PREF cookies are set by browsers to protect users against known intrusive sites. If you arrive at one of these sites it allows your browser to take action or notify you.
Twitter Features for sharing via Twitter, and viewing tweets by other people. Twitter Privacy Policy
Bold Chat
bc-visit-id
_bcvm_vrid
bc_pv_end
bcvm_vid
bc-visitor-id
bc-visit-id		 We use a 3rd party service provided by BoldChat to offer a live chat feature on our website. The Live Chat facility creates 3rd party cookies to track usage, to give us an insight into the effectiveness of the service. We offer this service on the basis that BoldChat adheres to its privacy policy.
PHPSESSID The PHPSESSID cookie enable services you have specifically asked for. They are essential in order to enable you to move around the site and use its features, such as accessing secure areas of the site and logging into the Application Management area.
ClickTale The ClickTale cookie provides information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. ClickTale Privacy Policy
X-Mapping-fjhppofk Used for load balancing i.e. it ties the visitor to the specific server (amongst several back up/load balancers) which delivered content.
Google Analytics Collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. Google Analytics Privacy Policy. You can choose to opt out of Google Analytics.
calltracksData calltracksGuid To identify the search keywords that drive phone call enquiries we use  Call Tracking cookies. These simply assign a unique number to a visitor so that if a phone call enquiry is made, it is possible to track which keywords led to the original enquiry.
ShareThis
__unam		 Our website uses a widget from ShareThis which facilitates the easy of sharing of pages/links from this website across various social networks such as Facebook, Twitter etc. The "__unam" cookie is set as part of the ShareThis service and monitors "click-stream" activity, e.g. web pages viewed, navigation from page to page, time spent on each page etc. The ShareThis service only personaly identifies you if you have seperately signed up with ShareThis for a ShareThis account and given them your consent. ShareThis Privacy Policy.
AddThis Features for sharing via social media (Facebook, Twitter etc). AddThis track visitors who use any of their features. AddThis Privacy and Data Practices
comScore
__stid
__uset		 Collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. comScore Privacy Policy.
TradeDoubler
BT
TD_PIC
TD_UNIQUE_IMP		 TradeDoubler cookies provide links on our site to selected third party web sites. Car Loan 4U receives commission from these third party web sites from sales they make resulting from referrals from this site with no additional cost to the purchaser. 
Facebook Features for sharing via Facebook. Does not set a cookie by itself, but if one is present it will read it. Facebook Privacy Policy

Blocking/Deleting Cookies

Most web browsers will allow you to block and delete selected / all cookies currently installed on your device.

Depending on your browser, further information can be obtained via the following links:



Copyright © 2006-2013 Car Loan 4U. All Rights Reserved.

Car Loan 4U is authorised and regulated by the Financial Services Authority, and licensed by the office of fair trading under the consumer credit act 1974.
Licensed Credit Broker. All finance is subject to status and income. Written Quotation on request.
The UK's number 1 online car finance specialist according to Experian Hitwise data February 2013 based on UK Internet visits to a custom category of 41 specialist car finance websites.