Car Finance Calculator

Use the car finance calculator today to find the best car loan rates available and you could be driving your new car in a matter of days.

Your Finance Example

My credit score is: -

Bad

Unstable address history, unconfirmed by electoral roll. Recent employment or self-employment and periods of unemployment. Over credit card limit and late on mortgage, loan repayments. Recent or current late payments, defaults or repossession registered. Recent County Court Judgements, Bankruptcy or similar. No bank account.

Poor

Frequent changes of address with patchy electoral roll record. Recent changes in employment or self employment. Recent (and frequent) credit applications. High level of debt to estimated income. Recent late payments/credit cards over limits. Old defaults or County Court Judgements

Average

Frequent changes of address with patchy electoral roll record. Recent changes in employment or self employment. More frequent credit applications. High level of debt to estimated income. Occasional late payments or credit cards over limits. Old defaults or County Court Judgements, especially of small value

Good

Resident at address for long period with electoral roll record. Home owner or long term tenant. With same employer or self employed for long period. Long credit history with mortgage, loans and credit cards. Infrequent credit applications. Credit with few missed payments, defaults or County Court Judgements.

Excellent

Resident at address for long period with electoral roll record. Home owner or long term tenant. With same employer or self employed for long period. Long credit history with mortgage, loans and credit cards. Infrequent credit applications. Credit with no missed payments, defaults or County Court Judgements.

I would like to spend:? -
£2,000 £50,000

At Car Loan 4U we can lend you anything from £2,000 to £100,000!

I would like to repay it over:? -
24 months 60 months

Please choose the amount in months you wish to repay your loan over.

I have a deposit of:? -
£0 £8,000

With most of our lenders you will not need a deposit. However we do have one lender that does always ask for a deposit due to the way they work out the finance. Even if the lender does not ask you to put down a deposit you are still free to do so, and you can discuss any potential benefits of this with your personal advisor.

  • APR % (Rate of interest, fixed pa, 00.00%)
  • Total Repayment £00,000.00
  • Total Cost of Credit £00,000.00
  • Monthly Repayment £0,000.00

Representative example

Loan amount:
£7,500
48 monthly payments at:
£181.46
Total cost of credit:
£1,210.17
Total amount payable:
£8,710.17
Representative APR:
7.8% APR
Rate of interest (fixed pa):
4.2% pa
Deposit amount:
£0.00
Loan term:
48 months

Please note that your personal finance example and monthly repayment are designed to give you an indication of how much you may expect to pay for your loan. Due to the many factors involved in car finance companies making their decisions, we can't guarantee being able to obtain a loan at the quoted rates / prices. Our staff will always try to obtain the best deal for you based on all of your circumstances.