Notice: Our office will be closed on Easter Sunday and will re-open at 10am on Monday 21st April.

Car Credit

Looking for car credit?


If you're looking to get a new set of wheels, you could be well advised to consider how you will find such a purchase. You are probably already aware that cars cost a significant amount of money - some of the top of the range models attract prices of up to £50,000 - so you may be looking to car credit as an affordable means of buying a new vehicle.

It can take years to save up the thousands of pounds required to get a new car, so you may well find car loans are a more effective way of getting on the road.

This is where Car Loan 4U can help. As the UK's number 1 online car finance specialist, we can help you get competitively-priced car finance products. Whether you're looking for a sporty little runaround for the weekend or a saloon for taking the kids to school, you can get a loan with which to buy a vehicle quickly and easily.


Come to Car Loan 4U for a quick decision on car credit

At Car Loan 4U, we strive to make getting car credit as simple as possible.

We aim to offer a quick decision on all requests for car credit products, which is why our underwriting team will inform you via email whether your request for car credit has been successful within 30 minutes hours of your loans application during business hours.

Just fill out your details on our website and we will get back to you as soon as possible, you may well find you can get car credit and be behind the wheel of a car before you know it!

Most of our customers are successful in their application for car credit, so you are likely to find we can offer you a car loan, even if you have a poor credit rating or have had previous county court judgements. 

We consider your current situation, not just your previous money management history, and even if you had problems with making car credit payments in the past you may still be able to get a good deal from us.


Flexible and affordable car credit

As we aim to provide an inclusive car credit service, we can offer you competitively-priced, flexible loans.

You can borrow anything from £3,000 to £50,000, so should find something which suits your budget.

Our car loans can be repaid between 18 to 60 months and you do not have to make an initial deposit in order to successfully obtain car credit.

Should you choose to do this, however, you may find that your monthly rate of repayments is less than if you did not place a downpayment.

If you're keen to get a firmer idea about how much interest you will pay on our car credit deals, use our car loans calculator. This tool allows you to select the amount of money you wish to borrow and the timescale you will pay this back, giving you an indicative quote for your total repayments.

Unlike other car loan providers, you are free to use our car credit to purchase whatever car you like, as long as it is from a reputable UK dealership. We have helped our customers buy everything from Minis to Ferraris, so if there's a particular model you've always had your eye on you may find our car credit deals help you to make your motoring fantasies become a reality.


Get competitive car credit today

We have dozens of car credit facilities available, so whatever your financial situation we should be able to find you a competitively-priced loan when you come to us.

Of course with the significant sums of money that are involved with purchasing a car we understand that you may be looking for additional peace of mind. We are a Specialist Automotive Finance (SAF) approved company. The SAF approval program is administered and regulated by the Finance and Leasing Association and aims to recognise a company’s commitment to increased professional standards and knowledge on motor finance.

To apply for car credit or to find out more about our services, please do not hesitate to contact us, we can provide you with answers to any queries you may have about applying for car credit.

If you want to find out more about the latest developments in the car credit industry, read our news page.

Whatever your car credit requirements, Car Loan 4U can provide you with the loan you need to get on the road.

Our Service Guarantee

Our service guarantee means that we look at every individual as a specific case and match them to the most suitable product from our growing number of lenders.

It is in our honest opinion that such claims from providers of "100% guaranteed car credit" are illegitimate and most likely un-ethical. We are pleased to say that Car Loan 4U are officially regulated by the Financial Conduct Authority and we are proud to operate a legitimate and ethical car credit business.

So please find some of the service guarantees that Car Loan 4U can provide you with:

apply car credit