We compare over 300 finance options from 15 lenders including…

Here are just a few of our car finance lenders, meaning we're sure to find you the very best deal on your car finance whatever your budget or circumstances.

We're The UK's Biggest Car Finance Company

We're The UK's Biggest Car Finance Company

We might be the UK's number 1 online car finance company, but we're more than just an online business. At our home in Macclesfield you will find a large team of friendly, enthusiastic and highly knowledgeable car finance experts just waiting to help you buy a car. 90% of our customers recommend us. 98% of our customers commend our speed and service. 97% of our customers would use us again.

More
You'll Get A Fantastic Car Finance Deal

You'll Get A Fantastic Car Finance Deal

96% of our customers feel we offer value for money. This is because we work with a wide range of the UK's best lenders, so can arrange some of the best car finance deals in the UK, and we won't charge you any fees. At Car Loan 4U we regularly beat the finance packages offered by dealerships and banks, so use our car finance calculator today to see our rates.

More
We Consider All Circumstances

We Consider All Circumstances

Due to the large selection of lenders we work with, we are happy to consider car finance applications from people with a wide range of circumstances, such as Bad or poor credit. Self employed. Aged 18-21. Those looking for a motorbike, van, taxi or caravan. People with a provisional licence. Contact us to find out if we can help you.

More
Our Service Puts You In Control

Our Service Puts You In Control

Most car dealers today are friendly and responsible, but car buying can still be stressful. Negotiating prices, waiting on the forecourt to find out if you've been accepted for finance and having to sign the paperwork on the spot can make you feel tense. We take the stress away and put you in control. No pushy sales techniques, just a simple and transparent service which is centred on your needs.

More
We're Your Car Buying Partner

We're Your Car Buying Partner

Every one of our team members at Car Loan 4U is part of the same vision - to make car finance simple and rewarding for customers. To achieve this they have to be highly trained, knowledgeable and enthusiastic about getting you the best deal. They work hard behind the scenes carrying out checks, handling the paperwork and finding you the right car loan. It's this partnership which gives you the power to find your perfect vehicle.

More
Help You Find Your Car

Help You Find Your Car

Your car buying journey can start before you've even looked at any vehicles. If you apply to us before you've found your car we give you plenty of time to go shopping. If you're not sure where to start we can help you. We have a list of recommended dealers and you can search for one in your area. Your Car Loan 4U advisor will also be able to offer you advice on what to look for in a car and a dealership and will check everything for you before you buy.

More
We Can Help Those With Bad Credit

We Can Help Those With Bad Credit

If you have bad or poor credit, don't worry. We have lenders who can consider your application. If you're worried about your credit rating, we can provide tips on steps you can take to improve your score and increase your chances of acceptance. If you have been turned down for car finance in the past, we can also offer you assistance with our advice pages.

More
Talk To Us To Find Out More About Car Finance

Talk To Us To Find Out More About Car Finance

We have a range of ways for you to talk to us and we're always happy to help you. Take a look at our FAQs to see if this answers your question. If you would like to speak to us in person then visit our Contact Us page to discover all the ways you can get in touch with a car loan expert.

More
You're 3 Steps Away From Your New Car

You're 3 Steps Away From Your New Car

Choosing your next car is exciting and we believe that it should be as simple as possible. At Car Loan 4U our process makes it easy for you. Apply for a loan and get a personal, no-obligation quote. You know how much you can spend and your personal advisor will check the car and dealer until you find your perfect match. We'll sort out the paperwork and make sure everything's in place so you can drive away with confidence. It's that easy.

more
Get Car Finance First So You Know How Much You Can Spend

Get Car Finance First So You Know How Much You Can Spend

Use our car finance calculator to get an estimate of how much your repayments will be. When you complete a full application you will be given a no-obligation quote based on your circumstances and how much you want to borrow. Once you've been approved your car credit is guaranteed (subject to your choice of vehicle) and you have plenty of time to make a decision on your car. Take the first step towards your new vehicle today.

more
We'll Go The Extra Mile For You

We'll Go The Extra Mile For You

Our service doesn't stop at great car finance deals. We offer you: 
Freedom to choose the car you want; Security of knowing that the car and the dealer have been checked. A trusted advisor to guide you through the process and paperwork. An expert team who'll find the best car loan deal for you. Comfort in knowing that you're working with the UK's biggest car finance specialist. Flexibility to part-ex your car or put down a deposit if you wish.

more
Part Exchanges And Deposits Are Welcome

Part Exchanges And Deposits Are Welcome

Car Loan 4U is not a car dealer so we are happy to help you buy your vehicle from any reputable UK dealership. Most of the lenders we work with don't ask for a deposit, but if you want to provide one then we'll take this into account when we work out your car finance deal. If you have a car at the moment and want to work out a part-exchange with the dealership this can easily be incorporated into your finance package.

more
Can You Save Money on Tyres?

Can You Save Money on Tyres?

Do you want to cut costs? Should you save on tyres? Is it safe?

More
The North West is the Place to be

The North West is the Place to be

You might have heard me mention recently that Car Loan 4U is growing, and has won a few awards for g...

More
Dodge Caliber – Dodgy or doable?

Dodge Caliber – Dodgy or doable?

If you’re not a regular reader of the motoring press, you might not be familiar with the tale of Dod...

More
Are 4 lanes better than 3?

Are 4 lanes better than 3?

Smart motorways are here! The future of road management has arrived! Presumably if it’s smart it’s b...

More
What’s Stopping You Buying an Electric Car?

What’s Stopping You Buying an Electric Car?

What’s your perception of electric cars? Expensive? Impractical? Totally irrelevant to your life?...

More
Support is a Trickle Down Economy

Support is a Trickle Down Economy

Vistage is a fantastic set up, involving regular meetings with other business leaders and inspiring...

More
You say "tomato" I say "environmentally friendly car components"

You say "tomato" I say "environmentally friendly car components"

The humble tomato is a wonderful foodstuff. Hot in sauces, cold in sandwiches, it provides sweetness...

More
Are You Stuck in Commuter Hell?

Are You Stuck in Commuter Hell?

We love our cars here, but even if you love motors you probably don’t like driving in rush hour. Som...

More