The UK's no.1 online car finance specialist

Drive away in days with our simple car loan process

Whether you have a car in mind or want to take your time choosing your vehicle, our flexible service can help you. You can buy your new or used car from any reputable UK car dealer, or if you need help, we have a list of recommended dealerships to use for guidance. We handle the car finance for you and make sure all the paperwork from the dealer is in order, so you can get on with the exciting part – choosing your new car.

Fast Online Decision

Car Finance Calculator

Our easy to use car finance calculator can give you an idea of how much you could borrow and what your monthly repayments might be. We aim to get you the best car finance deal and help to make the most of your money.

Get Started

Car finance with Car Loan 4U - the hassle free way
to buy a car

At Car Loan 4U we understand that you have a budget in mind and want the best deal. As car finance specialists we work with a large panel of lenders so we can offer the best rates on your loan, and we don’t charge admin fees. Your personal advisor will explain the terms of your credit to you and make sure everything goes smoothly when you buy your car. All we need is a few details about you and your budget and our expert team will get to work finding you the best car finance rates, aiming to give you a decision within the hour.

How It Works

More Lenders Means More Approvals

You have a stronger chance of being approved with Car Loan 4U than with other companies thanks to our wide range of lenders. We aim to approve as many people as possible, so we offer bad credit car loan solutions, and even help people who are self-employed, on debt management plans or have been declined car finance in the past. Whatever your credit history, it's worth talking to us to see what we can do for you.

Apply Now

See What Our
Customers Say

Choosing a finance provider is a big commitment, and you want to know that you’re making the right decision. Our mixture of great rates and excellent customer service means we come highly recommended. You can see what our customers think of us by reading our testimonials, and you can also find genuine and impartial Car Loan 4U reviews on Facebook and Review Centre.

5.9% Rates for
Excellent Credit

For those of you with excellent credit profiles, applying for a car loan couldn’t be simpler. An excellent credit score means you are eligible for cheap car finance, and you might be able to take advantage of our best car finance rate of 5.9%. We also won’t need to see any bank statements or payslips from you, so you can get approved quickly and easily.

Have Questions?
Talk to Us!

If you want more information or feel more comfortable applying over the phone, our UK based call centre team are on hand to help you. We have a team of friendly and knowledgeable car finance specialists, who are experts in finding the right car loan for you. They can answer all your questions and offer advice should you need it.
Charged at 10p per min +network extras

Not Sure You’ll be Approved?

If you’re unsure about whether you can apply for a car loan with bad credit we're here for you. Our friendly team understand that people can sometimes make mistakes, and provide car finance for people with bad credit every day. Talk to us about your history and current situation and we will try our best to find a car loan for you.

Motorists Want More...

According to latest research figures, 90% of motorists questioned in the UK believe that learner drivers should face poor weather conditions and drive on the motorways during their lessons. The...more

Government Looks to Build New...

The Government is predicts that UK will see around a 20% rise in traffic over the course of the next 30 years. The concerning estimation has prompted Roads Minister Stephen Hammond to call for an...more

Motorists Wrongly Punished...

Courts in England and Wales have said that “many” drivers who have previously been convicted of failing to keep their licences up to date may have been punished out of all...more

London Has Largest Urban...

The total number of public charging points available to electric car owners in London has successfully hit the Mayor’s target of 1,300 - making it the largest urban charging network in...more